The Smart Financial Choice for Growth & Efficiency
Advantages of Leasing
Leasing can help your business preserve cash flow, reduce taxable income, expedite equipment acquisition and simplify your financial budgeting process.
Keeps credit lines intact
Conserves working capital
Hedges against inflation
Provides greater profits by putting equipment to work NOW
Hedges against obsolescence
Overcomes budget limitations
Pays for equipment as it produces profits
Can be least expensive form of financing
Provides virtually 100% financing
Has possible tax advantages
Only pay cash for items that appreciate in value – use somebody else’s money for items that depreciate
Cash kept in the business improves the balance sheet and the key financial ratios lenders evaluate
Cash is derived from after-tax profits – the lease payment is a pre-tax expense
Generally leasing requires much less out of pocket money
Leasing keeps bank lines of credit available for business opportunities and other short term cash requirements
Leasing may offer off-balance sheet financing which can enhance a company’s financial ratios and ability to get a loan
Leasing provides an additional line of credit for the company as well as an additional credit reference
Finance Products Offered
Operating Leases
Short-term rental agreements that allow businesses to use equipment or property without owning it, providing flexibility and off-balance-sheet financing.
Fair Market Value
A leasing arrangement where the rental payments are based on the current market value of the leased asset, allowing for potential purchase options at the end of the lease term.
Purchase Option Leases
Provides the lessee the right to buy the leased asset at a predetermined price at the end of the lease term.
TRAC (Terminal Rental Adjustment Clause) Leases
A type of vehicle lease that allows for adjustments to the rental payments based on the asset’s residual value at the end of the lease term, typically used for commercial fleet vehicles.